Old vs New Regime Calculator
FY 2025-26 (AY 2026-27). Enter your numbers and Tax Buddy shows which regime saves you more — instantly, with a full breakdown.
Your numbers
Old-regime deductions
These only help under the old regime.
The new regime saves you ₹1,63,800 this year.
new regime
Recommended₹0
total tax · 0% effective rate
- ·Standard deduction: ₹75,000
- ·Taxable income: ₹11,25,000
- ·Income ≤ ₹12L → tax rebated to nil under section 87A
- ·Health & education cess (4%): ₹0
old regime
₹1,63,800
total tax · 13.65% effective rate
- ·Standard deduction: ₹50,000
- ·Total deductions: ₹50,000
- ·Taxable income: ₹11,50,000
- ·Tax (slabs): ₹1,57,500
- ·Health & education cess (4%): ₹6,300
Want to know why, or which deductions you're missing? Ask Tax Buddy →
Estimates for FY 2025-26. Educational only — not professional tax advice. Surcharge and special incomes (capital gains, etc.) are simplified. Verify with a CA before filing.